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  • Go to the Gold members' area on your console to download your games. Games show up on the 1st and 16th of every month. Or, go to Games with Gold on Xbox.com to queue your games up for download to your console. You'll need an Xbox Live Gold membership to claim your games.
  • Access your Account. E-mail or Login. Password Lost Password? Not Registered yet?
  • Just sign in and go. Access your favorite Microsoft products and services with just one login. From Office and Windows to Xbox and Skype, one username and password connects you to the files, photos, people, and content you care about most.
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Customers to Lose Free Access to Lloyds Packaged Bank Accounts

Holders of Lloyds Gold, Platinum and Premier packaged bank accounts who have benefited from the account’s insurance perks for free will face monthly charges for the first time from October, the bank has announced.

The fee, of between £15 and £28 per month, will be taken automatically for some customers, who have until 1 September to opt out. Others will be downgraded to the free Classic account.

Free Email Accounts: Discover the Potential GMX. Sign-up for a GMX email account and discover how you can send large attachments, archive unlimited correspondence and combine multiple email accounts into one easy-to-use interface. Take a look at our top features and enjoy better communications today. Membership Services: 023 9267 6060. From abroad: +44 (0) 23 9267 6060. Email: natwest.insurance@allianz-assistance.co.uk. Lines are open 9am to 5pm, Monday to Friday. Only available to Gold account customers. Gold travel insurance is underwritten by AWP P&C SA and administered in the UK by Allianz Global Assistance.

The change impacts customers who opened a Lloyds premium bank account before 2005 and who benefit from an offer that waives the monthly fee if they keep a certain amount of money in the account. This balance was typically between £1,500 and £2,000 for the entry-level Gold account, although the exact amount varied by customer. Higher balances were required to remove the fees from the Platinum and Premier accounts.

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Those reprieves are now ending. A spokesperson for Lloyds said: “To ensure that we can continue to offer good value for money to all customers for the benefits they receive, everyone will pay the same amount for packaged account benefits from September.”

The Gold account, which closed to new customers in 2013, will now cost £14.95 per month for all existing customers. It provides worldwide travel insurance from AXA for the account holder and his/her family, AA breakdown cover with roadside assistance, mobile phone insurance and assistance if you lose your card.

The Platinum account, still available to new customers, will cost £21 per month. Similar to the Gold account, it offers breakdown cover, global travel insurance, mobile phone insurance but adds up to 15% cashback at select retailers including Co-op and Costa.

The Premier account, also shuttered to new joiners in 2013, will cost £28 per month for all existing customers. It offers the usual fare of travel insurance, breakdown cover, and mobile phone insurance along with home emergency cover and Identity Monitor to help you spot the early warning signs of identity theft.

Most holders of these accounts currently exempt from the fees will be automatically charged the monthly fee from October unless they close the account before 1 September.

However, Lloyds has also identified some holders of these accounts who aren’t benefiting from the perks, including customers who are now over 80, the age threshold for the travel insurance. These customers will be automatically downgraded to Lloyds basic, free current account. But they can opt in to keep their packaged account with the monthly fee by contacting Lloyds before 1 September.

Lloyds is writing to all customers to alert them of the changes and what will happen to their account in October.

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Former Lloyds customers who moved across to TSB when the banks split in 2013 are already facing fees for their packaged accounts. Like Lloyds, TSB continued to waive the fee for some longtime account-holders. This changed in February 2021 for Platinum and Premier customers and in May 2021 for Gold customers. Gold customers now pay £15 per month with TSB. The Platinum account costs £20 per month and the Premier £25. The TSB versions of these accounts are all closed to new customers.

Reassessing your packaged bank account now that Lloyds is charging you a fee? Which? recently named Nationwide’s FlexPlus (£13/month) and Co-operative Bank’s Everyday Extra (£15/month) the best packaged bank accounts on the market.

Well, if you are on a small budget and want to enjoy all the Xbox Gold Membership, then you can check our method of earning free Xbox Gift Cards. All the methods discussed in this article are verified by our team. We encourage you all to implement these to get your first Digital gift.

Microsoft recently introduced Gift Cards to facilities the use of online transactions without being getting rob by anyone. These Gift Cards are called Xbox Gift Cards, which can be procured by offline as well as online portals.

There are hundreds of countries in the world that restrict users from purchasing anything online using credit cards. To facilitate those people, Microsoft came up with an Xbox Gift Card. It can help those people to buy almost everything online.

Similar to many online Portal such as Amazon, BestBuy, Walmart, along with Sony, Google Play Store, and Apple providing different Gift Cards to help their customers, Microsoft came up with Xbox Gift Cards.

Disclaimer: This Website is not affiliated, associated, authorized, endorsed by, or in any way officially connected with the “Microsoft Corp” or any of its subsidiaries.

You can buy many items using Microsoft and free Xbox Gift Cards. Some of them are given below

  • All Physical items present in Microsoft Store
  • Gift Cards be sent to other people as a gift without problem
  • Gift Cards transaction are safe and fast then Credit Cards
  • You can purchase different games available in the Store
  • You can rent different Movies from Microsoft Store or Movies Anytime
  • TV shows and Mega serials
  • Game Console and it’s accessory
  • Game cosmetics or in-app game purchase
  • Xbox Game pass
  • Game coins or gems

What does Microsoft or Xbox Gift Card contain?

Depending on your purchase, offline or online, Xbox Gift Card contain 25-alphanumeric characters printed on Gift Card. If you purchase it online, then this 25-character code will be emailed to you. You need to redeem it in your Microsoft Account to get the credit.

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A sample of Microsoft or Xbox Gift Card Format

PMWRM-JFPR8-2254P-Q98XU-MJ39Y

PP522-G2GPA-7J4BP-FR2PM-DQRYF

How to Redeem Microsoft Gift Card into your Account?

If you get free Xbox Gift Cards, then you need to redeem them in your Microsoft Account. Follow these steps to get the Gift Card credit into your Account Neo geo rom packs.

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  • Go to official website Microsoft.com/redeem
  • You should log in to your Microsoft Account to receive the credit amount
  • Enter the Gift Card 25-character code into the redeem section
  • Now check in your Microsoft Account for the credit amount
  • You can also check your balance here, Microsoft.com/AccountBalance

(always follow these procedures to get Gift Card credits into your Account)

Let’s talk about 04 Awesome methods to earn free Xbox Gift Cards in 2020. You can use these methods to get hundreds of Gift Cards depending on your time spend and task completed.
  1. Xbox Live Gold Quest
  2. Microsoft Rewards
  3. Online GPT website
  4. Online GPT Mobile apps

1. Xbox Live Gold Quest

Join Xbox Live Gold Quest free to earn free Xbox Gift Cards. This method involves playing against other players around the world for mystery Box. For participating in this method, you need to have Xbox Live Gold Membership subscription account activated in your Xbox Account. Every month, you can win Xbox Gift Cards by completing three Quest. It involves playing against players around the world or collecting different game items during the game. If you can complete one Quest, then you can earn one Mystery Prize. So, do not waste time and join the free Quest to win Xbox Gift Card. You can redeem these prizes with your Xbox game console as well as with your Windows PC with Microsoft account.

2. Microsoft Rewards

Microsoft Rewards or earlier it was called Bing Rewards (name got a change in 2016) is another great platform to earn free Xbox Gift Cards. There are various types of rewards in these online, free programs where you need to collect points by performing a different task. You can earn by surfing, or by purchasing a different product from the Microsoft official Online store. Some of the rewards points are summarized below for you.
  • Login into your Microsoft account and then perform all these activities to receive points in your account.
  • Earn +5 Points per search, while you search Bing
  • Earn +1 Points per Dollar, while you shop online on Microsoft store
  • Play game daily to earn points
  • Complete daily Task and gets free points
  • Complete daily Quizzes to get points
  • Participate and complete weekly Quizzes and get points
  • There is no restriction of purchasing any items from Microsoft Store

3. Online GPT website

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GPT websites have grown immensely during these days, as more and more people want to work from home. These GPT websites provide the correct platform for all those people who want to earn some free Xbox Gift Cards. This online GPT website works on coins or Points system. They award you when you complete a specific task on their platform. Although you don’t have to purchase any items on these platforms, they reward double points when you do it on their platform. Check these small tasks which you need to perform in the GPT website

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  • Participate and complete survey without any purchase
  • A participate and complete survey involving some purchase
  • Get a sample of the product and value your opinion on that product
  • Watch Video ads in their platform and gain points
  • Install software given in these platforms and earn points
  • Install game apps or software and earn points
  • Purchase items present in their platform and get double points
Note: you can get free Xbox Gift Cards when you point get accumulated, and it can be redeemed with any digital gift card.

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Three Good GPT websites are
  1. Google Opinion Rewards
  2. SwagBag
  3. FeaturePoints

4. Online GPT Mobile apps

Like the GPT website, there are legit GPT Mobile Apps that work on the same principle of providing coins or points when you complete a small task. Joining these GPT apps are free. You will also get a joining bonus along with a referral bonus if any friends of you join these apps using your affiliate links. You need to gather points by completing a small task. Points can be redeemed later to free Xbox Gift Cards. check these small tasks in GPT mobile apps, which you need to completeGold

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  • Install apps given in this GPT mobile platform
  • Play games given in this GPT mobile platform
  • Install various security apps like antivirus or antimalware
  • Check and play video ads to earn points
  • Receive product sample and give an opinion on them
  • Purchase any items using their affiliate product (get double point bonus)
  • Play a different game using their platform and earn money
Best GPT Mobile apps are given below

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  • AppNana
  • CubicRewards
  • Junowallet
  • TapcashRewards

Final words

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All the methods given in this article is based on our research. We have included all the working methods to earn free Xbox Gift Card in 2020.